Lately, while trying to do a research on some statistical data on how many Americans are failing to get the necessary dental care, I came across some data which say that around one third of Americans are not really getting or having their regular dental checkups. Translated to numerical figures, since the population of the United States is around 323 million by now, the number of those without regular dental checkups and care would be around 107 million people. These people may have their own personal reasons why they don’t get regular dental care, and some of these reasons may include the rising costs of dental insurance, fear of dentists, lack of motivation to have dental checkups, having chronic disease which prevents a person from getting the needed dental checkups, and many more. Yet, the primary reason might be the rising cost of dental works and procedures. Nowadays, a root canal will cost you around $500 to $1,300. Moreover, dental insurance may cost you around a $150 for the less expensive and less comprehensive ones.
Yet, the coverage of these insurance are limited. The dental insurance, for example, may cover up to 40% of the total cost of the dental work for easy dental works. Yet, for more complicated dental procedures, a person may have to shoulder more than half of the cost of the procedures. This means that an ordinary family that belongs to the below-income household bracket may find it hard even to afford a decent dental insurance. Moreover, the limited scope of the coverage of dental insurance will surely deter a scrounging person from availing of dental insurance. These situations definitely contribute to the high percentage of people who seldom or never avail of dental insurance. Hence, if you are going to watch Colorado Mission of Mercy, 2009, for example, you will be appalled at how many people lined up to avail of the free dental care they offered. Scenes like that of the Colorado Mission of Mercy only bolster the fact that the leading affordable dental care are really not affordable after all. Likewise, scenes like this only show that people are willing to go to dentists and have themselves checked up as long as they can afford the checkups and the cost of the dental care.
Dental Insurance and Dental Discount Plans
Despite the fact that dental insurance has been here for almost a very long time, there is still many people who would not want to avail of these insurance policies. The costs of these insurance may be the reasons why many people still shy away from getting dental insurance. Likewise, the limited coverage of dental insurance is a turnoff for most people.
On the other hand, dental discount plans are becoming more popular nowadays and giving dental insurance a stiff competition. Reassurance dental discount plans and other discount plans are becoming common nowadays and they are sometimes more appealing and more beneficial to some people. Although they are not insurance, these dental discount plans afford the consumers discounts ranging from 10% to 60% for every dental procedure that a person avails of. This fact is indeed a good incentive for some people to forgo of their dental insurance policies and try their luck on these dental discount plans.